Pay at Local Stores.
Build Real Mutual Fund Wealth.
Nayak Consulting transforms offline grocery, electronics, dining, and online shopping into compounding mutual fund wealth portfolios via our SEBI-registered partner Wealthy.in.
Bhubaneswar & Odisha
Returned to Shoppers
Wealthy.in SIP Engine
How Nayak Consulting Works
Three straightforward steps that turn routine bills into high-yield investments
Walk In & Enter Store PIN
Visit any participating retail store, grocery, or restaurant in Bhubaneswar. Enter their unique 4-digit Counter PIN to view the live payment screen.
Zero-Fee Instant UPI Pay
Pay securely using UPI, Credit Cards, or Net Banking through Razorpay. Zero surcharge for customers, with instant cashier reconciliation.
Automated Wealth SIP Growth
Every bill generates guaranteed reward points. Accumulate points and sweep them directly into regulated mutual fund SIP portfolios via Wealthy.in.
Where Does Your Payment Go?
Unlike traditional reward programs that offer expiring coupons, Nayak Consulting shares platform commission transparently to empower both local businesses and smart shoppers.
Direct Merchant Payout
Local business owners receive 90% of every order immediately into their bank accounts, keeping local retail profitable.
Customer Wealth Share
80% of our platform commission is returned directly to you as reward units redeemable for mutual fund investment units.
Customer Surcharge
No hidden convenience fees, no markups, and no membership subscription costs. Free for all shoppers forever.
Partner Stores & Brands
Shop locally in Bhubaneswar or explore top Indian brands online
Featured In-Store Outlets
Nayak Pro Digital Hub
Fashion & Apparel • Bhubaneswar
Rajesh Supermart & Grocery
Grocery & Daily Needs • Bhubaneswar
Royal Dine Cafe & Bakery
Dining & Cafe • Bhubaneswar
Apex Fashion & Lifestyle
Fashion & Apparels • Bhubaneswar
Sanjeevani Wellness Pharmacy
Pharmacy & Healthcare • Bhubaneswar
Urban Roast Coffee Studio
Cafe & Desserts • Bhubaneswar
Top Online Brands (Earn Extra Wealth Points)
Latest Insights & Smart Guides
Read research articles on micro-investing and retail wealth generation
WEALTH SIP
How Offline Grocery & Cafe Bills Turn Into Long-Term Mutual Funds
Learn how your everyday store expenses are automatically channeled into compounding mutual fund portfolios without requiring extra salary.
SMART SHOPPING
Top Online Brands Giving Up to 12% Extra Cashback on NayakPro
Shop top Indian e-commerce merchants and earn verified affiliate cashback rewards added straight to your investment wallet.
INNOVATION
Why 4-Digit Store Counter PINs Beat Traditional Wall QRs
Why static QR stickers on retail walls cause payment confusion, and how instant PIN counter lookups solve checkout friction.
Frequently Asked Questions
Quick answers on how your shopping converts to mutual fund investments
Ready to Turn Daily Bills into Growing Wealth?
Join thousands of smart shoppers across Bhubaneswar who are already building mutual fund portfolios effortlessly.