Frequently Asked Questions

Simply walk into any partner store, ask the cashier for their 4-digit Counter PIN (or check the PIN displayed on the counter), enter it in the Nayak Consulting WebApp, verify your bill amount, and pay seamlessly via UPI, card, or net banking.

Zero! Customers pay exactly what is printed on their retail store bill. The platform convenience fee is 100% FREE for consumers.

1 Reward Point is strictly equal to ₹1.00 INR. There are no gimmicks or confusing point conversion ratios.

Once your available balance reaches 1,000 points, you can request an instant redemption. Through our SEBI-registered partner Wealthy.in, your points can be channeled into diversified equity mutual fund SIPs, liquid funds, or Digital Gold.

Visit the "Stores" section in our app, select "Online Brands", tap on any brand (e.g. Flipkart, Myntra, Tata Cliq), and complete your purchase. Once confirmed by the merchant, your cashback points are automatically credited to your wallet.

Retailers can register their store in under 2 minutes through the Store Partner Onboarding page. Once submitted with basic store and bank details, our team verifies and activates your store with a dedicated 4-digit Counter PIN.