Edit: Privacy Policy

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At **Nayak Consulting** (“**NayakPro**”, “**we**”, “**our**”, “**us**”), accessible from [www.nayakpro.com](https://www.nayakpro.com), we value your trust and are committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and safeguard your personal information when you use our website, mobile application, or services. --- ### 1. Information We Collect When you interact with [www.nayakpro.com](https://www.nayakpro.com), we may collect the following information: - **Personal Information:** Name, email address, phone number, billing/delivery address. - **Payment Information:** UPI, bank account details, card details (collected via secure third-party payment gateways, not stored by us). - **Account & Login Information:** Username, password, and preferences. - **Transaction Data:** Purchase history, cashback/commission earnings, and reward points. - **Device & Usage Data:** IP address, browser type, cookies, and analytics data. --- ### 2. How We Use Your Information We use the collected data to: - Process and complete your orders. - Credit cashback and manage commission accounts. - Improve our services, website performance, and user experience. - Send important updates, offers, and promotional communications (you may opt out anytime). - Ensure fraud prevention, compliance with law, and secure transactions. --- ### 3. Sharing of Information We do not sell or rent your personal data. However, we may share your information with: - **Retailers & Partners:** To process your orders and provide offers. - **Payment Gateways & Financial Institutions:** For secure payments and refunds. - **Service Providers:** IT, hosting, analytics, and marketing tools. - **Legal Authorities:** If required by law or to protect our rights. --- ### 4. Cookies & Tracking Technologies - We use cookies to enhance your browsing experience, remember preferences, and track site analytics. - You can manage or disable cookies through your browser settings, but some features may not function properly. --- ### 5. Data Security - We use SSL encryption and industry-standard practices to protect your personal and financial information. - While we strive to secure your data, no method of transmission over the internet is 100% secure. --- ### 6. Your Rights As a user, you have the right to: - Access, update, or correct your personal information. - Request deletion of your data (subject to legal/business obligations). - Opt out of marketing communications at any time. To exercise your rights, please contact us at [nayak5pro@gmail.com](mailto:nayak5pro@gmail.com). --- ### 7. Third-Party Links Our website may contain links to third-party sites. We are not responsible for their privacy practices and encourage you to review their policies separately. --- ### 8. Children’s Privacy Our services are not directed to children under 18 years of age. We do not knowingly collect personal information from children. --- ### 9. Changes to This Policy We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Effective Date.” --- ### 10. Contact Us If you have any questions, concerns, or complaints regarding this Privacy Policy, please contact us: **Nayak Consulting** Email: [nayak5pro@gmail.com](mailto:nayak5pro@gmail.com) Website: [www.nayakpro.com](https://www.nayakpro.com)